Since April, some urban commercial banks have taken the lead in launching a new round of deposit interest rate cuts. In addition, manual interest payments, smart call deposits, medium and long-term large certificates of deposit... These innovative products, which were once regarded by banks as "sharp tools" for soliciting deposits, are withdrawing from the historical stage one by one.

Under the "wave of interest rate cuts", has the era of low interest rates arrived?vernonsbingo?How should ordinary investors manage their pockets? This issue of "Investment and Other Major Events" takes you to find answers ↓↓

vernonsbingo| High interest rates are a thing of the past, and the wave of interest rate cuts is coming! How to manage your purse in the era of low interest rates?

produced| Southern Financial All Media Group 21st Century Economic Report

planning| Creative Interaction Center × 21st Century Asset Management Research Institute

content| Tang Yaohua Cheng Di

design| Wu Huaikuan

revisers| Sun Jingfang and Huang Zhiming